Medicare Advantage vs Original Medicare: Which Is Right for You?
Medicare Advantage or Original Medicare? Compare the pros and cons of each option and discover which type of Medicare coverage is best for your needs and budget.
The Big Decision: Part C or Original Medicare?
Choosing between Medicare Advantage and Original Medicare is one of the most important decisions you will make. Each option has distinct advantages depending on your health needs, budget, and preferences.
Medicare Advantage Advantages
Medicare Advantage plans offer predictable costs with an out-of-pocket maximum, extra benefits like dental and vision, and often include prescription drug coverage. Many plans have $0 premiums and simplified billing.
Original Medicare Considerations
Original Medicare offers freedom to see any doctor nationwide who accepts Medicare, no network restrictions, and the ability to add separate Medigap and Part D coverage for comprehensive protection.
Cost Comparison
While Medicare Advantage may have lower monthly premiums, consider copays for services. Original Medicare has higher premiums but predictable 80/20 coverage. Our agents can show you real cost comparisons based on your specific situation.